Covers damage to the structure of your home, including your roof, foundation, built-in appliances, cabinets, and any attached structures.
Covers damage to detached structures on your property, like your garage, shed, above-ground pool, or fence.
Covers the cost of damaged or stolen personal belongings, including clothing, jewelry, and electronics.
Additional living expenses
Covers the costs of hotel stays and restaurant meals if your home is being repaired or rebuilt after a covered event, like a fire.
Covers legal and medical expenses if you or a family member are held liable for injury or property damage to others (like if your dog bites a neighbor).
Covers medical bills if a guest is injured on your property.
Your furniture, clothes, and any other personal belongings can be replaced if stolen or destroyed.
Your policy travels
Laptop stolen at the airport? Bike vandalized? Wherever you go, your stuff stays protected.
Temporary living costs, like food and hotels, are covered if your home becomes uninhabitable.
If someone is injured or if property is damaged at your rental, your personal assets can be protected from any lawsuits.