About James
- California
We'll search for your best rate from 50+ top carriers.
Helpful Resources
12 Ways to Save Money in 2023
If you are looking for ways to save money, it can be tough to get started. Here’s a list of 12 ways to start saving.Learn MoreThe Top 10 Mistakes People Make With Insurance
Knowing what the top mistakes are can help you to avoid making these errors when it comes to purchasing car, home, or other insurance policies.Learn MoreWhy Are Homeowners Insurance Prices Rising?
Costs are increasing for everyone, including insurance carriers. Find out why homeowners insurance premiums are going up & what you can do.Learn More
Our searching gets you savings.* Don't believe us? Give us a try.
Dwelling
Covers damage to the structure of your home, including your roof, foundation, built-in appliances, cabinets, and any attached structures.
Other structures
Covers damage to detached structures on your property, like your garage, shed, above-ground pool, or fence.
Personal property
Covers the cost of damaged or stolen personal belongings, including clothing, jewelry, and electronics.
Additional living expenses
Covers the costs of hotel stays and restaurant meals if your home is being repaired or rebuilt after a covered event, like a fire.
Personal liability
Covers legal and medical expenses if you or a family member are held liable for injury or property damage to others (like if your dog bites a neighbor).
Medical payments
Covers medical bills if a guest is injured on your property.
Personal property
Your furniture, clothes, and any other personal belongings can be replaced if stolen or destroyed.
Your policy travels
Laptop stolen at the airport? Bike vandalized? Wherever you go, your stuff stays protected.
Displacement
Temporary living costs, like food and hotels, are covered if your home becomes uninhabitable.
Liability
If someone is injured or if property is damaged at your rental, your personal assets can be protected from any lawsuits.